Disclaimer Policy

The information, services, and content provided on the Sanjana Digital Service platform are made available on a best-effort and good-faith basis. By using our website, mobile application, or services, you acknowledge and agree to the statements outlined in this Disclaimer.

1. No Financial or Investment Advice

Sanjana Digital Service is a fintech and digital service facilitation platform. We do not provide investment, banking, financial, legal, or tax advice.

Any information displayed on the platform, including service descriptions, pricing, articles, notifications, or communications, is for general awareness and user convenience only and should not be treated as professional advice.

Users are advised to verify information independently before making any financial decisions.

2. Service Availability & Third-Party Dependency

Certain services offered on our platform may depend on:

• Banks, financial institutions, payment gateways
• Aggregators, telecom operators, API providers
• Technology partners and external service networks

As a result:

• Service availability may be affected by network issues, downtime, technical failures, or partner constraints
• We do not guarantee uninterrupted, real-time, or error-free service performance
• Delays, reversals, or transaction failures may occur due to third-party systems

Sanjana Digital Service shall not be held liable for losses arising from such external factors.

3. Accuracy of Information

While we make reasonable efforts to ensure accuracy, completeness, and reliability of information:

• There may be typographical errors, delays, or updates pending from partner sources
• Pricing, fees, or service details may change without prior notice
• The company does not warrant that all information on the platform is always current, accurate, or complete

4. User Responsibility

Users are responsible for:

• Entering correct account, wallet, bill, or transaction details
• Maintaining confidentiality of account credentials and OTPs
• Verifying beneficiary and payment information before confirming a transaction

Losses arising from user mistakes, incorrect entries, device compromise, or credential sharing shall not be the responsibility of Sanjana Digital Service.

5. Limitation of Liability

To the maximum extent permitted by law, Sanjana Digital Service shall not be liable for:

• Direct, indirect, incidental, or consequential damages
• Financial losses, data loss, or business interruption
• Unauthorized transactions caused due to user negligence
• Delays or failures beyond our reasonable control

Where liability is legally established, it shall be limited to the transaction value or applicable service fee only.

6. External Links & Third-Party Content

Our platform may contain links or references to third-party websites, tools, or resources.

• These are provided for user convenience only
• We do not control, endorse, or guarantee their content, accuracy, policies, or security
• Users accessing such resources do so at their own discretion and risk

7. Compliance & Regulatory Interpretation

Any references to regulations, banking norms, or fintech standards are for general understanding only and should not be treated as official legal interpretation.

Users must consult authorized regulatory sources or professionals when required.

8. Changes to the Disclaimer

Sanjana Digital Service reserves the right to modify, update, or replace this Disclaimer at any time without prior notice.

Continued use of the platform implies acceptance of the updated Disclaimer.

9. Contact Information

For queries or clarifications regarding this Disclaimer:

Email: sanjanadigitalservice@gmail.com